BFS is a 2nd generation insurance agency that specializes in group employee benefits. We use NextGen strategies to simplify and optimize workforce benefit planning with a strategic and innovative approach. Now more than ever, workplace benefits are critical in attracting and retaining the best workforce. We help you to develop an active enrollment strategy that meets your needs and ensures your employees get the most value from their benefit options. Whether its compliance with ACA notices and reporting, adds and terms, or waivers and elections, BFS Independent Insurance will work with you to implement a benefits strategy that ensure the highest quality and compliance standards are met. Employers must pursue a strategy that meets the demographic, strategic and financial needs of the company, while also diligently maintaining and enhancing employee satisfaction in the benefit options being offered and service provided. It is imperative that employees know what is covered, how their plan works, where to find answers to their questions, how to process a claim and much more – not only during open enrollment but throughout the year when it matters most. Employees who feel well-educated about their benefits are more likely to go the extra mile for their employers, believe their employers care about them and stay with the same company even if offered benefits elsewhere. Encouraging employees to take steps to maintain their health, incorporating wellness initiatives specific to the individual, and educating employees on how their policies work are vital keys to controlling long-term costs. our team will help you design, implement and manage a competitive benefits program that is structured to improve employee productivity, educate your workforce, reduce risk, and help you hire and keep highly talented employees.